Financial & Insurance

Welcome to Hoskinson Orthodontics and thank you for considering us for your orthodontic care provider. Dr. Hoskinson and his incredible staff are always eager to add new patients into the Hoskinson Orthodontics family. Our practice is located in Scotia but we proudly serve the surrounding areas of Schenectady, Amsterdam and Glenville with orthodontic care. If you are in any of the above areas and looking for an orthodontist then please do not hesitate to reach out to our office.

Hoskinson Orthodontics
Hoskinson Orthodontics

Financial Options At Your
Scotia, NY Orthodontic Office

Orthodontic treatment is an excellent investment in an individual’s health and well being. It is our goal to provide you with affordable, high-quality treatment that fits your budget! The cost of your orthodontic treatment may vary depending on your individual needs and treatment plan. Payment plan options are available so you are able to make the best choice for you, including:

  • Office Payment Plan where an initial down payment is made at the start of treatment and the remaining balance is monthly over the length of treatment.
  • Third Party Financing through Care Credit is an option.
  • A Prepayment Courtesy of 5% is given for payment in full prior to treatment by cash or check.
  • Family Discounts and Dental Professional Discounts are offered.
  • Alternative Payment Options can be considered.

If you have any questions about financing or payment, ask us! We will thoroughly explain your choices and work hard to accommodate your needs.

Insurance / Flex Benefit

Our office will help you utilize your orthodontic insurance coverage and other benefit plans effectively. As an office courtesy, we will file all necessary insurance claims and make needed inquiries to your insurance company on your behalf.

We are a premier provider for most Delta Dental plans; the office will consider the Delta insurance payments as a part of the contract. This may considerably lessen the out-of-pocket payment for treatment.

Considering all additional orthodontic insurances, your total cost will be decreased by the net amount of the orthodontic benefit The subscriber to the plan will directly receive the
insurance reimbursement.

Your company may offer a Flexible Spending Account (FSA), which allows you to set aside pre-tax dollars to help pay for orthodontic treatment. Please contact your employer for
more details.

Contact Your
Schenectady Orthodontist Today!

Have further questions about our financial and insurance options? Please contact our Scotia office and we will be happy to answer them for you. We encourage you to browse our website for all that we have to offer including adult treatment and Invisalign clear braces. We hope to see you in our office soon!